MoraeSpend Intelligence
Prototype · dummy data

One engine, four vertical editions

The same screens, rules engine, ledger and workflows; the root object, system of record, rule pack, cohorts, gates and language change per vertical. Pick an edition, then switch at any time from the header.

Insurance

Insurance Claims edition
ANZ General Insurer · IAG / Chubb-type P&C carrier
Unit of workClaimSystem of recordGuidewire ClaimCenterRule packLMG v2026.2Gate decisionSettle vs defendFirm rankingExpected total cost · Indemnity / reservePortfolio modulePanel reviewSpecialist poolCape Town
Open Insurance edition

Life sciences

Life Sciences edition
Global Pharma Group · Pfizer / Novo Nordisk-type
Unit of workMatterSystem of recordAnaqua docket + CLMRule packIP OCG v2026.1Gate decisionContinue vs abandonFirm rankingExpected cost to allowance · Allowance ratePortfolio modulePatent portfolioSpecialist poolBangalore
Open Life sciences edition

Financial services

Financial Services edition
Global Bank Group · universal bank / asset manager
Unit of workMatterSystem of recordLegal Tracker + deal CRMRule packOCG v2026.1Gate decisionScope diligence vs full diligenceFirm rankingExpected total cost · No-enforcement ratePortfolio moduleM&A pipelineSpecialist poolCape Town
Open Financial services edition

Energy

Energy edition
Global Energy Co. · BP / Chevron-type integrated major
Unit of workMatterSystem of recordTeamConnect + SAP; JV data roomRule packOCG v2026.1Gate decisionSettle vs arbitrateFirm rankingExpected total cost · Permit-grant-within-plan ratePortfolio moduleRegulatory portfolioSpecialist poolCape Town
Open Energy edition
What stays the same
  • Rules-first review with three confidence tiers (auto-applied, specialist, your decision) and two-sided appeals.
  • Realized savings ledger reconciled to payment; value categories never summed.
  • Phase gates that ask the firm a scope question before challenging a fee.
  • Assignment advisor ranked on expected cost at equal outcome with an explicit incumbent override.
  • Budget scenarios that decompose variance before touching rates.
What changes per vertical
  • Insurance: claim is the unit; reserve is the denominator; settle vs defend; Guidewire; panel of 11 firms.
  • Life sciences: patent family × jurisdiction; allowance rate and office actions per grant; continue vs abandon; fixed-fee schedules and agent fees at cost; Anaqua docket.
  • Financial services: deal and regulatory matter; cost per $100M EV; scoped vs full diligence; first-year associate policy; Legal Tracker and deal CRM.
  • Energy: arbitration and permit; amount in dispute and time to grant; settle vs arbitrate; local counsel at cost; JV cost-recovery; TeamConnect + SAP.